STUDENT LOAN CONSOLIDATIONS from Studentloans.com

Combine your school debt to help reduce your overall monthly payment amount.

Consolidating student loans makes it easy to combine your school debt to help reduce your overall monthly payment amount.

Federal Studen

Do you have $35,000 or more in outstanding federal student loans? If so, Studentloans.com provides attractive borrower benefits to assist you in repaying your student loans. Consolidation loans can significantly reduce your monthly payments by extending the number of repayment years and taking advantage of up to 0.85% in interest rate reductions.

0.25% interest rate reduction for enrolling in automatic payments from a checking or savings account (also referred to as ACH)

Additionally, all borrowers get a 0.6% interest rate reduction per federal rule when they consolidate within the grace period, which is the period within 6 months of graduation.

In total, up to 0.85%* interest rate savings from Studentloans.com can generate tremendous savings over the life of your loan.

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Private Student Loan Consolidations

Consolidating your private student loans may enable you to reduce your monthly payments by either extending the payment terms (i.e. lengthening the payback period), a lower interest rate, or both. The interest rate on private consolidation loans is based on the applicant’s credit score and history.

Private consolidation loans offered through Studentloans.com offer:

	No fees
	Easy application process
	Instant credit decision
	Flexible repayment options
	Deferred payments while in school (up to 3 years)
	The choice of either a fixed or variable interest rate

Note: Private consolidation loans through Studentloans.com do not consolidate federal student loans. In order to consolidate federal student loans, you may want to consider a federal consolidation loan as it is subsidized by the government and offers a lower interest rate.